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Employee Benefit Plan Limits for 2026

Each year, the IRS updates the dollar limits that shape how employers design, fund, and administer their benefit programs, and 2026 brings some important changes. Most key limits are increasing, from HSAs and HDHPs to FSAs, 401(k) plans, and transportation benefits. These adjustments ensure your plans stay compliant, competitive, and aligned with rising costs. This guide outlines the updated limits you’ll need to know as you prepare for the upcoming plan year.

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