New Rule for FSAs, Carryover Unused Funds
The U.S. Department of the Treasury and the IRS issued a notice modifying the "use-it or lose-it" rule for health flexible spending accounts. The key compliance changes to these rules [...]
Austin Financial Group Recognized as 101 Best and Brightest Companies to Work For!
Austin Financial Group is honored to be one of the 101 Best and Brightest Companies to Work For! As Michigan's premier employee benefits agency, AFG is not only family-owned, its [...]
Health Culture in the Workplace Improves Productivity
At the recent awards ceremony honoring Michigan's Best and Brightest Wellness Champions, AFG had the pleasure of announcing the Elite winners in the Philanthropic, Faith-based and Education categories. It is [...]
Emergency Room vs. Urgent Care
When in doubt, treat it as an emergency! If you're sick or injured, the last thing on your mind is whether it makes more sense to visit [...]
How to read your Explanation of Benefits Statement (EOB)
When you seek care and a claim is processed by your insurance company, you may receive an Explanation of Benefits, or EOB. This statement shows you how the medical care [...]
Why Benefits Communication Isn’t “One Size Fits All”
Organizations and employees around the country are paying more attention to benefits, and for good reason. It should be no surprise then that given all of the legislative changes, this [...]
Wellness ROI- What are you really measuring?
C-suite execs and HR teams want to know, "What will the financial return-on-investment be of my wellness program?" Some studies claim a 4 to 1 ROI for wellness programs, and [...]
HAP 2.0 System Conversion
Some HAP customers will experience a new group number as a result of the HAP 2.0 system conversion. As a result of this conversion, the Online Employer Enrollment Portal will [...]
BCBSM New Member Website!
The Blues are launching a new and improved member website and a SmartPhone app! Once you log in as a member, you will enjoy all of the following benefits: Personal [...]
FAQS: PCORI Fee
Most employers that sponsor self-funded group health plans and insurers of fully-insured group health plans will need to file and pay by July 31 their first federal comparative effectiveness research [...]